Bhim Refer & Earn Offer April 2017 : Rs 10 Referral Code

Bharat Interface for Money also known as BHIM app is India’s official UPI app. It was launched just after the demonetization to make India go cashless. Now there are tons of apps available in market such as PhonePe, PayWiz but if you want to enjoy referral cashback offers then Bhim app is what you should look for.

Recently BHIM app has started ‘refer & earn’ scheme which is applicable for both customers & merchants. Referral rewards are slightly higher for merchants than regular users and you can find its complete details below.

How Does Bhim Refer & Earn Program Work?

1] First of all, download & install bhim upi app in your android phone.

2] Register or login with your mobile number. If you are new user, enter the number which is linked to your bank account and then use the OTP for registration.

3] After entering 4 digit passcode, you will be taken to main app interface. Then note down you UPI address. If you have not yet assigned it, just goto My Profile > click on 3 dots at top right corner > settings > scroll down and at the bottom of page, there will be an option to edit your VPA.

4] Now head over to profile and you will see a barcode there. Click on share button and send it to your friends.

5] Ask your friends to download bhim app through your link & register an account using mobile number.

6] When he completes his 3 transactions through BHIM (worth Rs 50 each or more), you will get Rs 10 cashback as a reward. Not just that, your friend will also receive Rs 25 referral bonus for completing the transactions.

7] There is no limit on referral earnings and the great part is, you can transfer your credits directly into bank account. It just takes 4-5 seconds for the amount to reflect in your bank.

8] Merchants will get Rs 25 cashback per every invite.

How to Check Referral Rewards?

Simply open the app and select ‘transactions’ option. Then tap on the top right corner and click on ‘rewards’ tab. That it. Now it will show you the history of all referral credits.

Note : This refer and earn scheme is in beta mode. Complete terms & conditions of the offer are not yet known but we will update them here as soon as we get the further details.

Read More

BHARAT QR CODE PAYMENT TUTORIAL

Demonetization has transformed India in a new era of Digital payments. The Indian government is encouraging people to use cashless payments. The government of India has introduced many alternatives for cashless payment systems like Unified Payments Interface (UPI) for smartphones, and Unstructured Supplementary Service Data (USSD) based mobile banking for basic and feature phones. After the huge success by introducing Bharat Interface for Money (BHIM) app. Bharat QR code payment is a new payment system introduced.

To serve with better payment options, NPCI has introduced app which will combine all major wallets. QR based payments accepting companies like Paytm, Freecharge, Mobikwik has been merged into the common app called Bharat QR Code. Customers will get many benefits by adopting Bharat QR Code payment method like:

• Instant, convenient, low-cost and secure transactions.
• Transactions will be made convenient for all Bank customers and partners.
• The trouble of Carrying cards will be finished.

What Is Bharat Qr Code?

Bharat QR Code is a common Quick Response (QR) code standard supporting Visa, MasterCard and Rupay cards.  Payments will transform into QR code-based payments other than PoS machines. Charges will be minimized for the transaction.

A user carrying Smartphones can make payments through the Pockets app(ICICI Bank) & Payzapp(HDFC Bank). This new facility allows customers to use their smartphone to scan Bharat Quick QR code at the merchant outlet.

How to make payments to merchants using Bharat QR Code

• Customers with Pockets app/ Hdfc Payzapp click on Bharat QR to scan the QR code at the merchant establishment.
• An application will enable the camera in the phone.
• Customers will be presented with a payment screen displaying merchant details and amount to pay.
• Customers can select from any of their Visa, MasterCard or Rupay cards for payment.
• The transaction is completed and the customer sees a success screen.
• The merchant receives a notification on his phone for the transaction.

Where to use Bharat QR Code Payment Facility?

You can use Bharat Qr code app anywhere in the market where QR code based payment are accepted. You can pay for the usage of any Government services like Railways, Buses etc. So leave your cards and start using this new mode of payment system to make India cashless society.

Read More

How to Send and Receive Money using BHIM UPI based Mobile App

PM Narendra Modi has launched a rebranded version of Unified Payments Interface (UPI) app at the Digi Dhan Mela camp in Delhi called Bharat Interface for Money (BHIM), the app is developed by National Payments Corporation of India (NPCI) and is available for Android smartphones via Google Play Store.

The BHIM app comes with a simple interface and is built for ease of use. The app is about 2MB in size. On starting the app, you will be asked to give permission to send an SMS and register your phone number. Once registered, you will be asked to set a 4-digit passcode, and then choose your bank. That’s it.

How to Get Bharat Interface for Money (BHIM) App for your Android Mobile:

BHIM app is available on Android platform. Get it from Google Play Store. Since the app is just launched, it isn’t available for iPhones and Windows phones.

Download BHIM (Android)

Features:

• Simple, Secure and Fast Transfers
• Now Send, Receive & Request Money Conveniently
• One App for all Banks
• Send / Receive Mobile, Payment Address
• Scan QR Code to pay instantly
• Check Bank balance instantly

How to Setup BHIM App on your Android phone

When you install the BHIM app on your android, you will be asked to enter your mobile number to create an account. Please note that it sends an SMS from your phone to verify your number, no OTP is required to authenticate it further. No sensitive data is shared. Make sure to enter the number linked to your bank account for easy process.

  

  

If you have entered a phone number that is linked to your bank account, the BHIM app will automatically fetch details of your bank after you select the bank.

 

Unlike other UPI apps where you have a cluttered interface, BHIM is a no-frills UPI app. On the top, you have an option to send money, request money or Scan and Pay using QR Code. By default, your registered mobile is your UPI address. For instance, if your mobile number is 8072507157, your default UPI address will be 8072507157@upi. You also get an option to create your customized UPI address, which could be your nickname or full name.

 

If you have an account in two or three different banks, you can easily switch between banks in just a few clicks. On the homescreen, you have ‘my information’ section, where you need to choose Bank Account. It will open a new screen giving you details about your existing bank account, option to change or reset PIN and request for account balance. On the top right corner, you have three dots to switch to a different bank account.

 

How to Send money with BHIM App

• Hit send on the main screen.
• Enter Mobile/Payment Address and Verify.
• Enter the amount.
• Click on ‘Pay’ button.
• Enter UPI PIN .
• Done

  

 

How to Request for money using BHIM App

To request money,

• On the main screen, tap Request.
• Enter Mobile/Payment Address and Verify.
• Enter the amount and hit Request.

The receiver’s phone pops up a notification about the request.

 

 

As UPI is built on top of Immediate Payment Service (IMPS), the transaction takes place in seconds. The best part is – the payment system works 24 hours a day, 7 days a week and 365 days. Talking about limits, you can transfer as low as Re 1 and maximum of Rs 20,000 per day. However, in a single transaction you can transfer maximum of Rs 10,000.

Indeed, BHIM is a simplified app for UPI payments. You get to choose between the UPI app offered by your bank or you can choose to use BHIM. Besides UPI, there is also Unstructured Supplementary Service Data (USSD) based platform which makes transactions as simple as checking the account balance of your prepaid mobile number. The government has also introduced Aadhaar Payment app for merchants, which allows you to pay using your Aadhaar card and fingerprint.

As UPI is built on top of Immediate Payment Service (IMPS), the transaction takes place in seconds. The best part is – the payment system works 24 hours a day, 7 days a week and 365 days. Talking about limits, you can transfer as low as Re 1 and maximum of Rs 20,000 per day. However, in a single transaction you can transfer maximum of Rs 10,000.

Indeed, BHIM is a simplified app for UPI payments. You get to choose between the UPI app offered by your bank or you can choose to use BHIM. Besides UPI, there is also Unstructured Supplementary Service Data (USSD) based platform which makes transactions as simple as checking the account balance of your prepaid mobile number. The government has also introduced Aadhaar Payment app for merchants, which allows you to pay using your Aadhaar card and fingerprint.

Read More