Get ₹75 On Sign Up + ₹75 Per Refer – Pesave Bank App [Aadhar Card Users]

Pesave is a 0 balance, 0 fees, free prepaid bank savings account which helps users save money. As a promotional offer they are currently offering ₹75 sign up bonus and flat ₹75 per refer as well, it is a clinch loot. You can even transfer this all credits back to your bank instantly in a click. As the app credit system (Sign Up & Referral Bonus) is taking upto 72 hrs to be credit is users account, many has review it down.. It really doesn’t matter and even don’t make any sense at all.. Please review 5 star once you receive the amount :)

Here I’m sharing you an exclusive Pesave Referral Code that will give you ₹75 on sign up and that is tobank transferable. So here I go with step wise guide for Pesave Refer & Earn offer.

You need Aadhar Card to Avail the Offer, App is Powered by Yes Bank. Hence Trusted :)

Try after sometime if getting error. Servers are quite slow at the moment, don’t let go this kinda loot :p

Steps to Get ₹75 Through Pesave Referral Code

• Download & Install Pesave App, Click Here
• Proceed to create a new account
• Enter your details, set password and complete the sign up proess
• Now you need to enter your “Aadhar Card” number and need to verify it with OTP (OTP will arrive on aadhar registered number, Resend it if not received)
• Enter Referral Code : ShaikhMohammadfiroz510

Copy here : 

• You must need to enter referral to avail ₹75 sign up bonus
• Remove automared generated address and enter again manually
• Now again verify OTP (This time you’ll receive OTP on the number you used at the time of sign up)
• That’s it !! Check notification that will say “Referral money will be credited within 72 HRS of signup“

Refer & Earn

• Per refer you’ll earn ₹75 in your Pesave wallet, later you can transfer it to bank
• After successful sign up, tap to menu and select “Refer Friend”
• Get your unique referral code and share it with your friends
• Per successful refer you’ll earn ₹75 in your main account and your friend too will earn ₹75 in their wallet on sign up
• Here Successful Refer means verification of Aadhar Card Number & OTP

Proof

Earning + Transfer Proof – Pesave (Credits HexCode)

How to Transfer Pesave Wallet to Bank?

1. Visit the transfer option & add payee first
2. Submit your bank details there
3. Now transfer all money to this registered payee you just registered :)
4. You can redeem unlimited, and no any minimum cap there too so enjoy !!

Features – Pesave Prepaid Bank App

• Free Prepaid card
• Zero balance account
• No fees
• Tools to help you save money

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Bhim Refer & Earn Offer April 2017 : Rs 10 Referral Code

Bharat Interface for Money also known as BHIM app is India’s official UPI app. It was launched just after the demonetization to make India go cashless. Now there are tons of apps available in market such as PhonePe, PayWiz but if you want to enjoy referral cashback offers then Bhim app is what you should look for.

Recently BHIM app has started ‘refer & earn’ scheme which is applicable for both customers & merchants. Referral rewards are slightly higher for merchants than regular users and you can find its complete details below.

How Does Bhim Refer & Earn Program Work?

1] First of all, download & install bhim upi app in your android phone.

2] Register or login with your mobile number. If you are new user, enter the number which is linked to your bank account and then use the OTP for registration.

3] After entering 4 digit passcode, you will be taken to main app interface. Then note down you UPI address. If you have not yet assigned it, just goto My Profile > click on 3 dots at top right corner > settings > scroll down and at the bottom of page, there will be an option to edit your VPA.

4] Now head over to profile and you will see a barcode there. Click on share button and send it to your friends.

5] Ask your friends to download bhim app through your link & register an account using mobile number.

6] When he completes his 3 transactions through BHIM (worth Rs 50 each or more), you will get Rs 10 cashback as a reward. Not just that, your friend will also receive Rs 25 referral bonus for completing the transactions.

7] There is no limit on referral earnings and the great part is, you can transfer your credits directly into bank account. It just takes 4-5 seconds for the amount to reflect in your bank.

8] Merchants will get Rs 25 cashback per every invite.

How to Check Referral Rewards?

Simply open the app and select ‘transactions’ option. Then tap on the top right corner and click on ‘rewards’ tab. That it. Now it will show you the history of all referral credits.

Note : This refer and earn scheme is in beta mode. Complete terms & conditions of the offer are not yet known but we will update them here as soon as we get the further details.

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ICICI Pockets UPI Payment 50% Cashback On 1st Merchant Payment

 After Government Announcement About the Demonetization All Banks &Wallets are Promoting Cashless Payments So Now ICICI Bank Has Come Up With UPI Payment Offer In Which You Can Get Flat 50% Cashback On 1st Merchant Payment Using UPI Of ICICI Bank iMobile Or Pockets Wallet.

ICICI Pockets UPI Payment Offer Terms:

1. Maximum cashback is Rs. 100
2. No minimum spend required to avail the offer
3. Offer is only applicable for first merchant payment using UPI.
4. Offer applicable only once on a registered mobile number.
5. Offer valid till December 26,2016 to April 30,2017.
6. Cashback would be credited to ICICI saving account for a VPA linked to ICICI saving account and Pockets in case of non-ICICI saving account.
7. Cashback would be credited within 45 days after offer period.

Click Here To Know Full Terms &Conditions

How To Get/Claim: 

1. Go To Any Merchant Offline Or Online Site [Click Here To Know About Participating Merchants]

2. Shop Now

3. Make Payment Through ICICI Bank iMobile Or Pockets UPI 

If The above Link doesn't work Click here

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BHARAT QR CODE PAYMENT TUTORIAL

Demonetization has transformed India in a new era of Digital payments. The Indian government is encouraging people to use cashless payments. The government of India has introduced many alternatives for cashless payment systems like Unified Payments Interface (UPI) for smartphones, and Unstructured Supplementary Service Data (USSD) based mobile banking for basic and feature phones. After the huge success by introducing Bharat Interface for Money (BHIM) app. Bharat QR code payment is a new payment system introduced.

To serve with better payment options, NPCI has introduced app which will combine all major wallets. QR based payments accepting companies like Paytm, Freecharge, Mobikwik has been merged into the common app called Bharat QR Code. Customers will get many benefits by adopting Bharat QR Code payment method like:

• Instant, convenient, low-cost and secure transactions.
• Transactions will be made convenient for all Bank customers and partners.
• The trouble of Carrying cards will be finished.

What Is Bharat Qr Code?

Bharat QR Code is a common Quick Response (QR) code standard supporting Visa, MasterCard and Rupay cards.  Payments will transform into QR code-based payments other than PoS machines. Charges will be minimized for the transaction.

A user carrying Smartphones can make payments through the Pockets app(ICICI Bank) & Payzapp(HDFC Bank). This new facility allows customers to use their smartphone to scan Bharat Quick QR code at the merchant outlet.

How to make payments to merchants using Bharat QR Code

• Customers with Pockets app/ Hdfc Payzapp click on Bharat QR to scan the QR code at the merchant establishment.
• An application will enable the camera in the phone.
• Customers will be presented with a payment screen displaying merchant details and amount to pay.
• Customers can select from any of their Visa, MasterCard or Rupay cards for payment.
• The transaction is completed and the customer sees a success screen.
• The merchant receives a notification on his phone for the transaction.

Where to use Bharat QR Code Payment Facility?

You can use Bharat Qr code app anywhere in the market where QR code based payment are accepted. You can pay for the usage of any Government services like Railways, Buses etc. So leave your cards and start using this new mode of payment system to make India cashless society.

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How to Transfer Money Using USSD Codes Based Mobile Banking

India is gradually moving towards becoming a cashless economy, and the recent demonetization of old currency notes is serving as a catalyst in achieving PM Narendra Modi’s dream of Digital India. Banking with USSD Codes have become more than essential.

We are also working on another post with the list of USSD Codes for all Networks – Vodafone, Airtel, Aircel, BSNL, Idea, Reliance Jio and Docomo USSD code.

With the ongoing cash crunch due to shortage of new currency notes, a lot of smartphone users have already moved to digital wallets for paying at food courts, fast-food outlets and petrol pumps, or for making landline and electricity bill payments, mobile, DTH and data card refill, and more. UPI-based apps have also started getting traction where customers can easily pay for services, send and receive funds using their smartphone. But what about people, especially in rural areas, who don’t own a smartphone, nor have access to the internet? Well, USSD-based mobile banking has got them covered.

USSD Code For all Networks

It’s not just about non-smartphone users. There are times when we don’t have access to internet, and this is exactly when USSD-based mobile banking can be a savior. Here, USSD is the abbreviation for Unstructured Supplementary Service Data. The Interface is built by National Unified USSD Platform (NUUP), and your bank and telecom operator are parties between whom the USSD communication takes place. The technology uses GSM network channels to transmit information. Essentially, it will work on a basic phone with black-and-white display, a feature phone and on smartphones.

Regional language support in USSD mobile banking

The service aims to make mobile banking easier for rural users, especially the non-English speaking ones. It is available in 11 regional languages and can be accessed in the desired language using the following short codes.

• English (*99#)
• Hindi (*99*22#)
• Tamil (*99*23#)
• Telugu (*99*24#)
• Malayalam (*99*25#)
• Kannada (*99*26#)
• Gujarati (*99*27#)
• Marathi (*99*28#)
• Bengali (*99*29#)
• Punjabi (*99*30#)
• Assamese (*99*31#)
• Oriya (*99*32#)

NPCI USSD Codes

USSD banking daily transaction limit and charges

According to the Reserve Bank of India (RBI), the USSD payment method can be used for sending money as low as Re 1, and as much as Rs 5,000 per transaction. Coming to charges, you will be charged Rs 0.50 per transaction, which will be added in your mobile bill. The service works 24 hours a day and 7 days a week. However, carriers have waived off the transaction charges till December 31.

Getting started with USSD banking

First and foremost, you need a phone, a bank account and your mobile number registered for mobile banking. In case your phone number isn’t registered with your bank, you’ll have to visit the branch and fill-up a form to register and link it with your bank account. Once that is done, you’ll have to generate Mobile Money Identifier (MMID) number. It is a random seven-digit number issued by the bank. The MMID is usually sent to you by the bank after you register for mobile banking.


You can also retrieve the MMID by sending an SMS, or by logging into your bank’s internet banking portal. However, the number for sending an SMS differs from one bank-to-the other, and so do the options on internet banking portals. I’d recommend giving a call to your bank’s customer care service as ask them for MMID. Along with the MMID, you’ll also need the MPIN (a four-digit code to authorize transitions). Once you get the default MPIN, you’ll have to change it to any four digits of your choice (more on that below).

USSD Codes Language Selection

How to use USSD codes

To begin with, open the dialer app on your phone, type *99# and dial. In case you want to menu’s in regional language, say in Hindi or in Gujarati, you need to dial *99*22# or *99*27#, respectively.

How to Use USSD Code

You will see the welcome screen after which you will have to enter first three letters, or IFSC code or 2-digit bank code followed by send.

For State Bank of India (SBI), the three letters will be SBI, for ICICI Bank it will be ICI, whereas for HDFC Bank it will be HDF, and so on. In case of IFSC code, State Bank of India has SBIN, ICICI Bank has ICIC, HDFC Bank has HDFC and so on.

USSD Code For All Networks

All Networks USSD Code

USSD Code For All Networks

So, if you have your mobile banking registered with ICICI Bank, type ICI or ICICI and tap send.

Banking with USSD Code

It will verify your phone number and bank details, and open bring up the sub-menu. Here, you will have options to check your account balance, check mini statement, or send money using MMID or IFSC. There is also an option to change the default MPIN that you get from the bank.

Banking With USSD Codes

If you want to check your account balance, enter ‘1’ in numerical and tap send, similarly for mini statement, enter ‘2’ and tap send.

Banking with USSD Codes without Internet

Banking with USSD Codes without Internet

How to transfer money using USSD short codes

Step 1: Dial *99#, type bank name, and when the interface opens, enter ‘3’ and tap send.

Transfer Money Using USSD Code

Transfer Money Using USSD Code

Step 2: Enter beneficiary mobile number.

Transfer Money Using USSD Code

Step 4: Next, you need to enter amount and remarks (separated by space).

Step 5: In the final step, you have to enter your MPIN to authorize the transaction and last 4 digits of your account number (separated by space), and tap on send. That’s it, once your transaction is authorized, the money will be instantly credited to the recipients account.

Transfer money using USSD Code

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How to Send and Receive Money Using UPI Mobile based Payment Service

UPI – Unified Payment Interface is built over IMPS (Immediate Payment Service) to make funds transfers easier. With the new payment interface, you no longer need to add payee details such as bank name, branch, IFSC code and full name. Instead, you just need the Virtual Payment Address (VPA), to send and receive payments. Currently, UPI is only enabled on Android-based apps, with no word on when iOS apps will be launched. You can look for your bank’s app by simply typing ‘UPI’ in the search, which will show all UPI related apps. ICICI Bank app is called Pockets, Canara Bank app is called ‘epower,’ whereas HDFC has included UPI in its app itself.

A Complete List Of UPI Apps Of Every Bank

You can download the UPI app of your respective bank by clicking on these links:

• Punjab National Bank
• Union Bank of India
• Canara Bank
• Bank of Maharashtra
• South Indian Bank
• Andhra Bank
• State Bank of India (SBI)
• Axis Bank
• Vijaya Bank
• UCO Bank
• Karnataka Bank
• Oriental Bank of Commerce
• ICICI Bank (Pockets)
• HDFC Bank
• Allahabad Bank
• Federal Bank
• DCB Bank
• The Catholic Syrian Bank
• Yes Bank (Partnered with PhonePe)

With UPI apps, you can make payments to services such as mobile recharge, DTH refill, utility bill payments and more. You can even transfer funds to recipients, such as your family or friends. For instance, you can use a UPI-based app to transfer money from your bank account to someone else’s bank account. Similar to IMPS, UPI-based payments happen 24 hours a day, 7 days a week and 365 days a year — so you don’t have to worry about a bank holiday. UPI transaction limit ranges from Rs 1, and goes all the way up to Rs 1 lakh. Now, let’s take a quick look at how to get started with UPI apps, the registration process and how to send and receive funds.

To begin with, you’ll need an Android smartphone with internet access (2G/3G/4G or Wi-Fi). You will also need a bank account where your mobile number is registered for telephone banking, OTP and other transaction related messages. This is because UPI app will fetch your bank account details from your registered mobile number. If you don’t link the bank account, you could only be able to transfer money from wallet to wallet, but not to your bank account.

How To Register For UPI

The registration process is pretty simple. Head over to the Google Play Store and download the UPI app of your bank. For instance, if you have an account in ICICI Bank, you can download ‘Pockets’ from the Play Store.

Step One: Once the installation is complete, open the app. You will have to enter your mobile number and create a four-digit secured pin number of your choice. This secured pin will be required every time when you open the app.

Login into UPI app using MPIN

Step Two: You will see an option called UPI, tap on it. You will then be asked to create a virtual payment address (VPA).

Step Three: The VPA can be as simple as your name or mobile number followed by the address, Yes Bank has ‘ybl,’ whereas ICICI Bank has ‘icici.’ For instance, if your mobile number is 8072507157, your VPA could be as simple as 8072507157@ybl (for Yes Bank account) or 8072507157@icici (for ICICI Bank account). In case of name, it can be as simple as ganesh@icici or ganeshbabu@ybl. It’s that simple.

Create new VPA for UPI payment

Step Four: Once your VPA is created, in the next window, you will be asked to link your bank account. Just choose the bank from the list, and it will automatically fetch all the details.

Select Bank for UPI money payment

Another interesting part of UPI based apps is that you don’t necessarily need to download the app of your bank. For instance, if you have an account in ICICI Bank, you can download the Canara Bank or Yes Bank’s UPI app and link your ICICI account. As said before, your account number details are linked with your phone number. I have two different accounts in ICICI Bank – a personal savings account and a salary account from my company. To try out the linking, I used Pockets app to create an account and link my personal savings account, and the used PhonePe app to link my salary account. It worked like a charm. ALSO READ: United payments system to make mobile wallets redundant: Report

How To Send Money Using UPI

The process for transferring funds is pretty simple. But to make UPI based transfers, the recipient also needs to be on the service and have a VPA. Talking about transaction limit, you can transfer as low as Rs 50, to as much as Rs 1 lakh.

Step One: Open the UPI and tap on UPI icon. If you have already created a VPA, you will directly be taken to manage screen. Here, you will have options such as — send money, collect money, respond to collect request and scan QR code.

UPI Money Payment Options

Step Two: Tap on send money. The next screen will ask you for VPA of the recipient, amount and transaction remark. Enter these details and tap on next. Confirm the requested details and tap on confirm. The money will be transferred to the recipient’s VPA.

     

Send Money using VPA in UPI payment

  

Send Money using VPA in UPI payment

How To Receive Money Using UPI

Say, you have given some money to your family or friend and they want to transfer it back to you, this is the time when collect money option comes into play. Here’s how you can request money from the recipient.

Step One: Tap on collect money and enter the required details — recipient’s VPA, the amount and remark. You can even schedule a transaction to collect later, say after 10 days or so. Once all details are entered, tap on next.

Receive Payment using UPI payment

Step Two: You will be asked to confirm details, just cross check and tap on confirm.

This will also send a notification to the recipient on this smartphone along with an SMS, requesting for the funds. The recipient then has to open the app and tap on collect request. Upon tapping on this, user can either tap on Pay to send the funds, or decline.

Step Three: After tapping on Pay, the user will be asked to enter the four digit secured PIN and tap on submit. That’s it, funds will be instantly sent and you will get a notification about the same after you receive it.

Among the options one gets in UPI, one of it is scan QR code. Say, you are at the grocery shop, a mall or a food court and the establishment accepts UPI payments. You can open the app, scan the QR code at the payment counter and the money will be transferred from your account to the merchant, thus allowing for cashless transaction.

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